Car insurance in Switzerland: liability, partial casco or full casco?

Choosing the right level of vehicle cover

Civil liability is mandatory, but the decision becomes more strategic when you compare partial and full casco. The real question is how much risk you are willing to keep compared with the value and use of the vehicle.

A recent car, a lease or a tight financial situation may justify stronger protection. On an older vehicle, a lighter structure can be more rational if the premium is no longer aligned with the car's market value.