Cantonal subsidy guide

Health insurance premium subsidy in Vaud

In Vaud, subsidy entitlement is linked to a reference income corrected by wealth and household composition.

Our indicative reading follows the OVAM 2026 logic to identify quickly whether the request deserves to go further.

Key takeaways

OVAM 2026 structure

The scale distinguishes single adults, young adults and households with dependants.

Wealth allowance

Wealth is not counted fully from the first franc: an allowance applies first.

How Vaud is read

The indicative calculation starts from net household income and adds a share of wealth once it exceeds the retained allowance. The allowance used is CHF 59,000 for a single person and CHF 118,000 for a couple.

Child deductions and the status of young adults in training can materially change the result, which is why the household structure matters so much in Vaud.

Frequently asked questions

The essential answers before comparing or requesting support.

Does wealth automatically exclude a subsidy in Vaud?+
No. An allowance applies first, and only the share above that threshold changes the estimate.
Do young adults in training matter in Vaud?+
Yes. Their status can change the indicative reading quite significantly.

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